Educational FAQ’s

Frequently Asked Questions

At Eclipse, we feel it is important that you know you have the right to ask us about our charges, the type of advice we will give you and what you can do it you have a complaint about our services.

The questions and answers below, as set out in our Financial Services Guide (FSG), are provided for your information prior to us providing you with a financial service.  The FSG includes details of who we are, how we can be contacted, what financial services we are authorised to provide to you, the remuneration and other benefits received by Professional Investment Services Pty Ltd, (PIS), as Licensee, the adviser and any other relevant parties, details of any potential conflict of interest, details of our internal and external dispute resolution procedures and how you can access them.

Click here to download the FSG and privacy policy

Centrelink Age Pension asset test changes to hit 1st January 2017.


Harsher asset testing will see Age Pension entitlements cancelled from 1st January 2017 for most pensioners currently receiving less than $375pfn for a single pensioner or $250pfn each for a couple. These amounts are for pensioners living in their own…

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What are SMSF concessional contributions?


What are concessional contributions? And is there are cap on how much my employer can add to my SMSF? Here’s what you need to know. Self-managed super funds (SMSF) can be a great way to take a hands-on approach to…

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What’s in your credit report?


Part of having a savvy financial attitude is knowing exactly where you stand. When you’re weighing up your options for property investment or enquiring about taking out a home loan, it’s important to have all the facts before you make…

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Power of attorney: Just the basics


Should the worst happen, you’ve hopefully got life or income protection insurance to cover you. However, the financial side of things isn’t all you should think about. For example, what about who’s going to make important legal, property or financial…

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What kind of borrower am I?


Buying a home can be a richly rewarding experience, particularly in the Whitsunday Shire. In fact, no matter their scenario, Australians are embracing property ownership with gusto. Research from the Australian Bankers’ Association show that housing-related borrowings have jumped 7.3…

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