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Archive for February, 2016

What’s in your credit report?


Part of having a savvy financial attitude is knowing exactly where you stand. When you’re weighing up your options for property investment or enquiring about taking out a home loan, it’s important to have all the facts before you make…

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Your spouse, your super and how to split it


You share many things with your spouse – and your superannuation contributions could be one of these. We outline some of the basics of the process. When you’re married, you share everything: Your bed, your home, maybe even your bank…

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Offset accounts: Questions and Answers


When you talk to a mortgage broker in Bowen, Airlie Beach, Collinsville, Proserpine or wherever you may be located, they’ll sit down with you to figure out the appropriate strategy for your mortgage. Part of this involves deciding which home…

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What you need to know about diversification


  Diversification is one of the key concepts of investing. What’s it all about and how does it affect your financial planning? More and more, Australians – both within the Whitsunday Shire and outside it – are catching the investment…

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2 administrative basics of an SMSF


  Have you taken a hands-on approach to retirement with a self-managed super fund? Speak to your financial adviser about what you’ll need to do. The headlines have been awash with news about superannuation lately, especially off the back of…

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